Bihar Kisan Rahat Yojana 2025- Bihar government has taken an important step keeping in mind the economic problems of the farmers. “Bihar Kisan Relief Scheme 2025” (also known as Swarnim Chhut Yojana) has been started. Bihar Farmer Relief Scheme 2025 The cooperative is operated by the Land Development Bank and primarily focuses on reducing the burden on farmers’ agricultural loans. In particular, 100% interest waiver on KCC (Kisan Credit Card) loan The biggest attraction of this scheme is the provision of Rs. Come, let us know about this scheme in detail.
If you are a farmer of Bihar state, and want to know that Bihar Farmer Relief Scheme 2025 What is? And how to get the benefit of this scheme, then read this article carefully till the end. According to the official notice issued, this scheme, started with the aim of liberating the farmers from the financial burden, is also known as ‘Golden Discount Scheme’.
Under this “Bihar Kisan Relief Scheme”, farmers can be completely free from the remaining interest by making a lump sum payment of only the original loan amount. across the state Bihar Farmer Relief Scheme October 2025 It has become effective from 2016 and will run till 31 March 2026. You can get complete information related to the scheme from this article…
Bihar Kisan Rahat Yojana 2025 – Overviews
| Name of article | Bihar Farmer Relief Scheme 2025 |
| name of the scheme | Bihar Farmer Relief Scheme |
| Who is it operated by? | Bihar State Cooperative Bank Limited |
| financial year | 2025-26 |
| benefit to be received | 100% interest waiver on KCC (Kisan Credit Card) loan |
| Who will be given its benefits? | farmers of the state |
| State | Bihar |
| category | government scheme |
| official website | biharscb.co.in |
Bihar Kisan Rahat Yojana 2025: Big relief for farmers, gift of 100% interest waiver – know what is Bihar Kisan Rahat Yojana 2025 here
Bihar Farmer Relief Scheme launched by Bihar State Cooperative Bank Limited for the financial year 2025-26 is a revolutionary government initiative for the farmers of the state. This scheme mainly focuses on 100% waiver of additional interest on Kisan Credit Card (KCC) loans and other agricultural loans. It has been started with the aim of liberating farmers from financial burden. Under this, farmers can be completely free from the remaining interest by paying only the original loan amount in lump sum.
For information about the farmer brothers of the state, please tell Bihar Farmer Relief Scheme 2025 It has become effective in entire Bihar from 02 October 2025 and will run till 31 March 2026. This scheme not only provides relief to the existing loans of farmers, but also opens the door to new loan facilities to promote the development of the agriculture sector.
Objective of Bihar Kisan Rahat Yojana 2025-26
The main objective of Bihar Farmer Relief Scheme 2025 is to provide relief to the farmers of the state from the burden of additional interest on loans taken from Cooperative Land Development Bank. With this, farmers will be able to easily repay the original loan and will become eligible to take loans for new agricultural activities. In particular, this Bihar Kisan Relief Scheme Targets those farmers who are unable to repay the loan due to long term interest.
- Providing economic relief: Farmers will find it easier to repay their loans by 100% waiver of additional interest on outstanding loans.
- Promotion of agricultural development: Providing cheap loans in areas like agricultural mechanization, irrigation, horticulture and animal husbandry.
- Empowerment of women: To encourage women government employees and officials by giving them additional 1% discount on loans.
- Strengthening rural industries: The aim is to provide working capital loans to processing units, transportation and small industries.
- Holistic Rural Development: The economy of the state has to be improved by providing irrigation to every field and employment opportunity to every hand.
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Bihar Kisan Relief Scheme Date
| Events | dates |
| start of plan | 02 October 2025 |
| Last date of interest waiver | 31 March 2026 |
Eligibility Criteria for Bihar Kisan Rahat Yojana 2025
This scheme is for all the farmers of Bihar, but some conditions are as follows. ,
- The applicant should be a resident of Bihar state and a farmer associated with Cooperative Land Development Bank.
- Farmers who have already taken agricultural loan from Cooperative Land Development Bank Committee and have outstanding amount.
- Farmers from Bihar state, who are active in agriculture, rural development or related fields.
- KCC loan holders who want to avail the benefit of interest waiver.
- For other loan schemes: Women, government employees, rural industrialists and cattle rearers are eligible.
- Special Provision: 1% additional rebate on loans to women government employees.
Benefits of Bihar Kisan Rahat Yojana 2025
Farmers will get many benefits under Bihar Farmer Relief Scheme 2025, which are as follows. ,
- 100% interest waiver: If your original loan was Rs 1 lakh and the total including interest becomes Rs 1.50 lakh, you will have to deposit only Rs 1 lakh. The remaining Rs 50 thousand will be waived.
- Water to every field: Loans will be provided at low interest for minor irrigation, horticulture (banana, chilli), animal husbandry (goat, poultry, fish farming).
- Processing Units: Loans will be given for rice mills, pulses mills and fruit-vegetable processing.
- For Government Employees: Special loan will be given on vehicle purchase.
Bihar Kisan Rahat Yojana 2025 Official Notice
Documents required for application in Bihar Kisan Rahat Yojana
At the time of applying for Bihar Farmer Relief Scheme 2025-26, you will have to keep some necessary documents with you. ,
- Aadhar Card or other identity card
- land ownership certificate
- KCC Loan Statement
- Bank passbook.
- Income certificate (if applicable).
- For female applicants: Government ID
- passport size photo
- Income certificate, if applicable.
How to Apply in Bihar Kisan Rahat Yojana 2025?
Bihar Kisan Relief Scheme application process is simple, you can follow the following steps. ,
- Selection of Bank Branch: You have to go to the nearest Cooperative Land Development Bank branch of your city, and ask about Bihar Kisan Rahat Yojana.
- Application Form: Then from the bank, get the scheme related application form and fill it successfully.
- Submit Documents: Submit documents like identity card, land document, KCC loan details etc. in the application form.
- lump sum payment: Pay the principal amount for interest waiver.
- Verification: The documents will be verified by the bank, after which the benefit will be approved.
Important Links
conclusion
Bihar Farmer Relief Scheme 2025 is going to prove to be a boon for the farmers. This will not only provide relief from the burden of interest, but will also take agriculture and rural development to new heights. This effort of the government towards empowering the farmers is commendable. If you are a farmer of Bihar, then do not delay, contact the bank immediately and take advantage of this scheme. Bihar Farmer Relief Scheme 2025 Some important information related to this scheme has been shared in detail in this article, so that the farmers of the state can easily avail the benefits of this scheme.
Bihar Kisan Rahat Yojana 2025 Important Points
The bank has prepared an action plan and started the work for all the farmer brothers of Bihar state, which is as follows. ,
1. Farmer Relief Scheme / Golden Rebate Scheme has been implemented till 31.03.2026. (Borrower members belonging to the Bank can deposit their loan under lump sum settlement in which 100% rebate on additional interest scheme has been implemented till 31.03.2026 under the prescribed provision).
2. Under the Agricultural Mechanization Scheme, long term loan facility to the farmers of Bihar state is operated through selected branches.
3. Under agricultural work, loan facility is available to every field and every hand for small irrigation scheme, banana gardening, chilli gardening, cattle development, goat rearing, poultry and fisheries, food seed pesticide business and others.
4. For the economic strengthening of the women of Bihar, loan facility for working capital at low interest has been made available for rural industries, papad industry, bakery industry, fine industry, sewing-embroidery-weaving etc.
5. Loans will be provided for working capital for rice mills, maize processing, flower mills, oil mills, pulses mills, fruit and vegetable processing and animal feed.
6. Road Small Transport Scheme (loan facility available for purchase of vehicles) has been implemented to provide markets to the agricultural produce and production from rural industries.
7. And under this scheme, loan facility will be provided to the beneficiaries for purchasing two-wheeler and four-wheeler vehicles for government employees/officials.
- Land Development Bank will provide long term loan at low annual interest.
- A special discount of 1% will be given in loan facility to women government employees/officials.
FAQ’s Bihar Kisan Rahat Yojana 2025
Q. What is Bihar Farmer Relief Scheme 2025?
Answer:- This scheme has been launched by the Cooperative Land Development Bank, in which 100% additional interest on KCC loans and other agricultural loans is waived off, farmers can get free by making a lump sum payment of the principal amount,
Q. What is the main objective of Bihar Farmer Relief Scheme?
Answer:- To provide economic stability and promote agricultural development by relieving the farmers of the state from the burden of additional interest.
Q. Who are eligible for Bihar Farmer Relief Scheme?
Answer:- Those farmers of Bihar who have taken loan from Cooperative Land Development Bank and are bearing the burden of outstanding interest, include women and government employees.
Q. When did Bihar Farmer Relief Scheme start and how long will it last?
Answer:- Starting from 02 October 2025, applicable till 31 March 2026.
Q. How to get interest waiver?
Answer:- Go to the bank and pay the principal loan amount in lump sum, then 100% additional interest will be waived off.
Q. Where to apply for Bihar Farmer Relief Scheme?
Answer:- You can apply by visiting the nearest Cooperative Land Development Bank branch.
