Bima Sakhi Yojana 2025: Bima Sakhi Scheme 2025 is a great opportunity for women, which has been specially launched by Life Insurance Corporation of India (LIC). The objective of this scheme is to provide employment to women of rural and town areas and make them self-reliant. Under the Bima Sakhi scheme, women will work as Female Career Agents (MCA). They will not only be given information about insurance services but will also be given stipend (up to ₹7000) and commission every month.
The specialty of this scheme is that women can deliver LIC’s insurance products to people while living in their home or village and can earn income in return. Women will be given a monthly stipend of ₹7000 in the first year, ₹6000 in the second year and ₹5000 in the third year. Along with this, there is also the facility of commission on selling the policy.
Through this post, we are going to give you complete information about the online application process, eligibility, and required documents.
Bima Sakhi Yojana 2025- Highlights
| Description | Information |
|---|---|
| name of the scheme | LIC Bima Sakhi Scheme 2025 |
| Department | Life Insurance Corporation of India (LIC) |
| designation | Female Career Agent (MCA) |
| Benefit | ₹7000 monthly stipend + commission |
| Eligibility | Only women, minimum 10th pass |
| application process | online/offline |
| official website | licindia.in/lic-s-bima-sakhi |
What is Bima Sakhi Scheme?
Life Insurance Corporation of India (LIC) has launched the Bima Sakhi scheme to make women self-reliant and ensure access to insurance services to rural areas. Women are added to this scheme as Female Career Agents (MCA).
After becoming Bima Sakhi, women agents disseminate information about LIC’s insurance schemes to people in rural and town areas, provide policy related assistance and in return they are given stipend + commission.
This scheme is especially for those women who want employment while living in their village and want to become financially independent.
objectives of the plan
- Providing employment to rural and semi-urban women
- Taking insurance services to every village
- Training women in financial and digital literacy
- To promote the insurance schemes of LIC
LIC Bima Sakhi Yojana Eligibility
To apply for Bima Sakhi Scheme, women will have to fulfill certain conditions.
- It is mandatory to be a woman.
- Minimum educational qualification – 10th pass
- Age Limit – 18 to 70 years (according to some sources maximum age is 70 years)
- Preference will be given to women from rural areas or women interested in insurance services.
- It is necessary to have a bank account linked to Aadhaar.
Bima Sakhi Yojana ineligibility (Ineligibility)
Some women will not be able to apply under this scheme.
- Existing LIC Agent
- LIC employees or their close relatives (spouse, parents, siblings, children, in-laws)
- former agent or retired employee
Bima Sakhi Yojana Benefits
Under Bima Sakhi Yojana, both stipend and commission are given to women.
Stipend
| Year | monthly stipend | Condition |
|---|---|---|
| first year | ₹7,000 | unconditionally |
| second year | ₹6,000 | At least 65% of policies must remain active in the first year |
| third year | ₹5,000 | At least 65% of policies must remain active in the second year |
Additional benefits
- Agent will also be given commission
- Commission possible up to ₹48,000 on 24 policies in the first year
- Free training will be provided for 3 years
Documents Required
- Aadhar Card/Age Certificate
- Address proof
- Educational certificate (10th pass)
- passport size photo
- Bank Passbook/Account Statement
Bima Sakhi Yojana 2025 Apply Online (Simple Steps)
- on the homepage Bima Sakhi Yojana/ Mahila Career Agent Registration Select option.
- Click on “Apply Online”.
- Fill the application form with name, date of birth, mobile number, address, email and educational information.
- Scan and upload the required documents.
- After submission, you will get registration number and confirmation message.
- On selection, training will be conducted by LIC.
Important Links
Bima Sakhi Yojana 2025: FAQ
Q1. What is Bima Sakhi Scheme?
Bima Sakhi Scheme is a special scheme of Life Insurance Corporation of India (LIC), in which women are added as agents (MCA – Mahila Career Agent). Under this, they are given training, stipend and commission.
Q2. Who can apply for Bima Sakhi Scheme?
Only women can apply. The age of the applicant should be between 18 to 50 years and the minimum qualification must be 10th pass.
Q3. How much money is available in Bima Sakhi Yojana?
Stipend is ₹7000 per month in the first year, ₹6000 in the second year and ₹5000 in the third year. Apart from this, commission is also given to the agent on selling the policy.
Q4. What is the main objective of Bima Sakhi Scheme?
The objective of this scheme is to provide employment to women of rural and semi-urban areas, make them financially self-reliant and take the insurance services of LIC to every village.
conclusion
LIC’s Bima Sakhi Scheme 2025 for women Great opportunity for employment and earning from home Gives. In this, women work as agents every month. Stipend up to ₹7000 And can also earn commission on selling the policy.
This scheme is a big step towards economically empowering rural women and increasing their participation in the society.
